<?xml version="1.0" encoding="UTF-8"?>
<!-- RateCraft sitemap — single-language EN site (no /zh/ mirror). -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://ratecraft-91m.pages.dev/</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/rate-calculator.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/pricing-methods-compared.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/billable-reality.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/salary-formula.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/underpricing-spiral.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/fixed-price-quotes.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/value-based-pricing.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/retainers-explained.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/day-rate-vs-hourly.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/late-payment-terms.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/taxes-basics.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/rate-benchmarks.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/a/saying-no.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/about.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/contact.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/privacy.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://ratecraft-91m.pages.dev/disclaimer.html</loc>
    <lastmod>2026-11-16</lastmod>
    <priority>0.3</priority>
  </url>
</urlset>
