Disclaimer & Affiliate Disclosure

General disclaimer

Content on RateCraft is provided for general informational and educational purposes only. It is not professional advice. RateCraft publishes pricing methodology — formulas, structures and heuristics — and none of it constitutes financial, tax, accounting or legal advice for your situation. Tax rules, payment-law protections and business obligations differ by jurisdiction and change over time; consult a qualified professional in your jurisdiction before acting.

Calculator disclaimer

The rate calculator is an educational model. Its outputs are estimates driven entirely by the assumptions you enter, and it makes no representation about market rates, your tax obligations, or what any client will pay. All computation happens locally in your browser; we never see your inputs.

Benchmarks and sources

We cite published sources (government guidance, professional associations, named authors, published surveys) with links and verification dates. We deliberately do not reprint survey figures as universal truths; see how we read rate surveys. If a source has changed or a correction is needed, tell us.

Affiliate disclosure

Some links on this site are affiliate links, marked as such with rel="sponsored nofollow" and a visible disclosure. If you click one and make a purchase, we may receive a commission at no additional cost to you. This helps fund the site. Affiliate links currently point to placeholder destinations (example.com); no specific product is endorsed or reviewed.

Advertising disclosure

This site displays third-party advertisements (e.g. Google AdSense). Ad content is not endorsed by us and ads are labeled or visually separated from editorial content.

Accuracy

Pricing methods are stable; laws, tax rules and survey data are not. Factual pages carry a "Last verified" date, and information may still change after it. Verify anything decision-critical against the linked primary source or a professional before acting.

Questions: Vantoron@gmail.com